Applying for Disability Benefits Lawyers in Los Angeles Keeping The Disability Application Process Stress Free
It can be a real challenge to deal with a life-changing disability on a daily basis. It can be difficult to manage everyday tasks and activities, let alone apply for disability benefits. This can also impact those closest to us – including friends and family. For many, Social Security Disability Insurance (SSDI) benefits and Supplemental Security Income (SSI) can help financially manage the daily challenge of your disability. It takes time and effort to apply for Social Security benefits but having someone trustworthy on your side is an excellent approach to get started. Roeschke Law, LLC has experience helping people in Los Angeles with the disability application process. We will work with you every step of the way to make sure that your initial application is as strong as possible. Contact the experienced attorneys at Roeschke Law, LLC today to see how we can help you with your case at (310) 906-2556.
What is SSI and SSDI?
There are two types of federal disability benefits programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). If you have worked and paid into the Social Security system, you may qualify for SSDI, which provides monthly payments and other benefits. To qualify for SSI, you must have a limited income and resources.
SSDI
SSDI is a federal insurance program that provides monthly cash benefits and other support to people who are unable to work because of a disability. If you have worked and paid Social Security taxes for a certain period of time, you may qualify for SSDI.
There are many reasons why someone may apply for Social Security Disability Insurance (SSDI). Some common reasons include:
- An individual is unable to work due to a physical or mental disability.
- The disability is expected to last at least one year or result in death.
- The individual has worked and paid Social Security taxes for a certain period of time.
The application process for SSDI can be long and complicated, but the benefits can be life-changing for those who qualify. The monthly cash payments can help people pay for things like food, housing, and medical care.
Individuals with a disabling condition that prevents them from working may find that SSDI provides much-needed financial assistance. For many, SSDI can be the difference between being able to live independently or needing to rely on others for support.
SSI
SSI is a needs-based program that provides monthly cash benefits and other support to people who are aged, blind, or have another disability and have limited income and resources. To qualify for SSI, you must be a U.S. citizen or national, or a noncitizen who meets certain requirements, and you must have a limited income and resources.
If you think you may be eligible for SSI, it’s important to talk to an applying for disability benefits lawyer in Los Angeles about your options. The sooner you apply, the sooner you may be able to start receiving benefits.
What are the Differences Between SSI and SSDI Claims?
Both SSDI and SSI benefits are based on your inability to work due to your medical condition(s). If you can prove that your disability is expected to last at least one year or result in death, you may be eligible for benefits.
The main difference between SSI and SSDI is that SSI is based on financial need, while SSDI is not.
Other differences include:
- SSDI benefits are paid out of the Social Security trust fund, while SSI benefits are paid from general tax revenues.
- SSDI eligibility requires a work history, while SSI does not.
- SSDI provides Medicare coverage after 24 months, while SSI does not.
- SSDI has a five-month waiting period before benefits begin, while there is no waiting period for SSI.
No matter what Social Security disability benefits you are applying for, our Social Security disability lawyers in Los Angeles can help guide you through the process. Although the Social Security Administration (SSA) denies many initial claims, we will gather the proper documents, including medical records, medical evidence, and more, to submit an initial claim that gets you the benefits to cover your basic needs and more.
What Is Required To Qualify For Disability?
To be considered disabled by the Social Security Administration, your condition must meet certain requirements and must prevent you from being able to work for a period of at least 12 months. Your condition must also be expected to result in death or to last for a continuous period of at least 12 months.
In order to qualify for SSDI benefits, you must have worked long enough and recently enough under Social Security. Work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year. The amount of work needed for a credit changes as average wages go up. In 2021, you earned one credit for each $1,470 you earn, up to the maximum of four credits for the year.
To qualify for SSI, your countable resources must be worth no more than $2,000 for an individual or $3,000 for a couple. Your home and lot, household goods, and personal items are not counted as resources. However, if you have a life insurance policy with a cash value of more than $1,500, that is counted as a resource.
How Does the Disability Application Work?
The Social Security Administration (SSA) offers two programs that provide financial assistance to eligible individuals with disabilities – the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program.
Applying for either of these programs can be a complex and daunting task, especially if you are not familiar with the process. This article will provide an overview of the SSI and SSDI application process, as well as some tips to help make the process go as smoothly as possible.
The first step in applying for SSI or SSDI benefits is to gather all of the necessary documentation. This includes things like medical records, proof of income, and proof of citizenship or legal residency.
Once you have all of the required documentation, you will need to fill out an application. The application can be found online at the SSA website, or you can request a paper copy from your local SSA office.
After you have submitted your application, the SSA will review your case and make a determination on whether or not you are eligible for benefits. If you are approved for benefits, you will begin receiving payments either monthly or bi-weekly, depending on which program you are enrolled in.
It is important to note that the SSI and SSDI programs have different eligibility requirements. To qualify for SSDI benefits, you must have worked enough quarters over the course of your life to earn what is known as “insured status.”
In order to qualify for SSI benefits, you must have very limited income and resources.
If you are not sure which program you may be eligible for, the best thing to do is to speak with a representative from the SSA or our team of SSI and SSDI disability lawyers who can help guide you through the application process.
Applying for Social Security disability benefits can be a long and complicated process, but it is important to remember that you are not alone. There are many resources available to help you through every step of the process. With a little preparation and knowledge, you can increase your chances of having your application approved.
One of the best things you can do when applying for SSDI or SSI benefits is to hire a qualified Social Security Disability attorney. A disability attorney will be familiar with the ins and outs of the application process and will be able to help you put together a strong case for why you deserve benefits. Additionally, having an attorney on your side can help reduce stress and give you peace of mind knowing that someone is looking out for your best interests. If you are interested in hiring a Social Security Disability attorney, contact us today for a free consultation. We would be happy to answer any questions you may have about the process and help get you started on your claim. Contact the experienced Los Angeles Social Security disability attorneys at Roeschke Law, LLC today to see how we can help you with your application, disability hearing, or appeals process at (310) 906-2556.
